Personal Savings

Personal Savings

We enjoy celebrating each and every milestone with our customers. That’s why we’ve provided savings accounts to help your money grow along with you. Discover new ways to save through our simplest savings account or one of our goal-oriented accounts.

Goal Setter Savings

  • A Savings Account That Helps You Reach Your Goals Automatically
  • Variable Interest Rate
  • HomeTown Bank Checking Account Required
  • Monthly Fee of $5 Waived When You Maintain a $100 Average Monthly Balance
  • $50 Opening Deposit
  • Free E-Statement or Paper Statement
Get Started

Acorn & Oaks Savings

  • A Classic Savings Option for Anyone Looking to Save
  • Variable Interest Rate
  • No HomeTown Bank Checking Account Required
  • Monthly Fee of $5 Waived When You Maintain a $200 Average Monthly Balance
  • $50 Opening Deposit
  • Free E-Statement or Paper Statement
Get Started

Youth Savings

  • Savings Options For Kids or Teens Teach How to Save
  • Variable Interest Rate
  • No HomeTown Bank Checking Account Required
  • No Monthly Fee
  • $10 Opening Deposit
  • Free E-Statement or Paper Statement
Get Started

Personal Money Market

  • A High Interest Money Market Account
  • Tiered Interest Rate
  • No HomeTown Bank Checking Account Required
  • Monthly Fee of $10 Waived When You Maintain a $2,500 Average Monthly Balance
  • $100 Opening Deposit
  • Free E-Statement or Paper Statement
Get Started

Prime Money Market

  • A Money Market With a High Interest Rate That Moves With Prime
  • Tiered Interest Rate Tied to WSJ Prime Rate
  • Lower Balance Requirements for Customers with an Active HTB Checking Account
  • Monthly Fee of $10 Waived with a $25,000 Avg Monthly Balance OR $5,000 w/ Active HTB Checking Account
  • $25,000 Opening Deposit OR $5,000 w/Active HTB Checking Account
  • Free E-Statement or Paper Statement
Get Started

Shared Perks

All HomeTown Bank savings accounts include:

  • Unlimited Deposits & In-Person Withdrawals (including ATMs). Regulations limit electronic payments and transfers to six per month.
  • FREE Visa Debit Card
  • FREE Online and Mobile Banking with Alerts
  • Overdraft Protection when linked to your checking account
  • Round Up Savings Program
  • Competitive Rates and More

HomeTown Bank Benefits

Round Up Savings

Add Round Up Savings to any account for FREE when you have a HomeTown Bank checking account. This free savings program is a no-brainer way to save! It automatically transfers the difference between the amount of a debit card transaction and the next whole dollar amount to your savings account.

Sign Up

Alerts

Set up customized alerts for any of your HomeTown Bank accounts. You can elect to receive them via text, email, or online banking to alert you of low balances, transfers, deposits, and more. Or you can also receive basic account information via text. You can securely look up your account balances or request to by notified when your balance is low by sending a text command to HomeTown Bank.

Automatic Drafting

When linked to your checking account, you can boost your savings without a second thought. Simply program a certain amount to be transferred each month and watch your balance grow.

Overdraft Protection

Our overdraft protection options provide our customers with the peace of mind they need to use their accounts with confidence. When you connect a savings account to your checking account, you can rest assured that if by chance your balance is too low for a transaction, you'll be safe from a denied payment or overdraft fee.