Personal Loans

Life is full of expenses, sometimes planned and other times unexpected. If you’re buying a home or just need to give your wallet some breathing room, we have a loan for you. At HomeTown Bank, we make our decisions locally and are able to work quickly to meet your needs. Let one of our experienced bankers assist you today.

Personal Installment Loans

Find the right loan to fit your current financial situation. We offer competitive rates and a quick, locally managed approval process for your next auto, boating, or major purchase.

Home Equity Loans & Lines of Credit

Take advantage of the valuable investment you made in your home with a Home Equity Line of Credit or Loan. You can access the extra cash you need for a big event or project in your life, or consolidate your loans and save on interest. You can also link your HomeTown Bank Home Equity Line of Credit to have funds transferred automatically if an overdraft occurs.

Residential Mortgages

Finding the right lender is just as important as finding the right house. Whether you are looking to buy a new home or refinance an existing home, talk to HomeTown Mortgage today. We have been making local lending decisions for our neighbors for years, we'll know what's right for you too.

Residential Construction Loans

Ready to add that extra bedroom for the baby on the way? Or maybe you're looking to build your dream home. Whatever your residential construction goals, we can customize your loan from the land purchase and construction financing to the final mortgage. Contact our experienced residential construction lender to learn more.

HomeTown Reserve

Our HomeTown Reserve line is designed to give you and your checking account peace of mind. Life is full of those surprises, including accidentally over-drafting your account every now and then. This line of credit will automatically transfer funds when you spend more than what's in your account.

HomeTown Residential Mortgage, LLC DBA HomeTown Mortgage NMLS# 1046033
HomeTown Bank NMLS# 677759

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HomeTown Bank Benefits

Somebody Local Decides on Your Loan

Our loan process stays here in your HomeTown. It's run by your friends and neighbors, not strangers in an office hundreds of miles away.

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