Business Checking

Business Checking

Running a business can get complicated, but managing your money shouldn’t be. From free checking for those businesses needing a basic business checking account to cash management and treasury services for businesses with complex cash flow, HomeTown Bank has an account for your business.

Free Business Checking

  • A Free Account That is Perfect for Most Businesses
  • Non-Interest Bearing
  • Up to $10,000 Coins and Currency Deposited or Exchanged for Free Each Month
  • $0 Monthly Service Charge
  • 250 Free Monthly Transaction Items Including Debits and Credits
  • Only $50 Deposit Needed to Open
Get Started

Star Business Checking

  • For Growing Businesses with Moderate Activity
  • Non-Interest Bearing
  • Up to $20,000 Coins and Currency Deposited or Exchanged for Free Each Month, $1.50 for Each Additional $1,000
  • Monthly Service Charge of $20 Waived with $10,000 Average Monthly Balance
  • 500 Free Monthly Transaction Items Including Debits and Credits
  • Only $50 Deposit Needed to Open
Get Started

Business Interest Checking

  • Interest Bearing Account for Businesses
  • Interest Bearing
  • Up to $10,000 Coins and Currency Deposited or Exchanged for Free Each Month, $1.50 for Each Additional $1,000
  • Monthly Service Charge of $12 Waived with $5,000 Average Monthly Balance
  • 250 Free Monthly Transaction Items Including Debits and Credits, $0.35 for Each Additional Transaction
  • Only $50 Deposit Needed to Open
Get Started

Commercial Checking

  • For Businesses with Complex Needs and Cash Management Services
  • Receives Earnings Credit
  • Coin and Currency Deposits Just $0.50 per $1,000 Deposited
  • Monthly Service Charge of $15. Earnings Credit Allowance May Offset Activity Fees.
  • Transaction Items are $0.15 Each
  • Only $50 Deposit Needed to Open
Get Started

Community Checking

  • Great for Community, Non-Profit Organizations
  • Interest Bearing
  • No Charge for Coin and Currency Deposits and Exchanges
  • Monthly Service Charge of $12 Waived with a $5,000 Average Monthly Balance
  • No Charge for Transaction Items
  • Only $50 Deposit Needed to Open
Get Started

IOLTA Checking

For those who manage escrow accounts, IOLTA checking is specifically designed for your money management needs. The interest earned from this checking benefits the underprivileged via the Legal Services Corporation of Virginia.

*Service charge of $15.00 deducted from interest before remitting to Legal Services Corporation of Virginia

Shared Perks

  •  Business Debit Cards
  • Online Banking and Bill Pay
  • e-Statements
  • Mobile Banking
  • 24-Hour Telephone Banking
  • Seamless integration with QuickBooks
  • Buy-back of Your Unused Checks and Old Debit Cards (up to $25)

Online Banking

Though we love to see our customers, we realize sometimes things are too busy to stop by our branches. Managing your accounts is fast, simple, and secure with HomeTown Bank's online banking. Paired with our treasury and cash management services, you can manage your cash flow with ease with ACH origination, wire transfers, Remote Deposit Capture, Positive Pay and more. Take a tour of our online banking platform with this tutorial!