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Get financially fit at any stage in life.

With the right mix of HomeTown Bank products and services, you can rest easy knowing you're on the right financial path.

Manage Your Money, Your Way.

Banking should be two things: simple and secure. Luckily, we can offer both. If you're just embarking on your financial journey, our products and services will soon have you well on your way to reaching new heights; in your accounts and in life!

Free Checking

When we say free, we mean it. Our no-fee checking account is the easiest way to manage your spending, without worrying about surprise charges.

Acorn & Oak Savings

It's all in the name. Our simple savings account plants the seed for a strong financial future.

Card Valet

Use your smartphone to deactivate your card instantly to provide extra security when you know you won't be using it or send you alerts when your card is swiped in a certain location or with specified merchants.

Digital Banking

Stay on track and manage your money securely any time, anywhere.

Bill Pay

Managing your bill payments in one place, with helpful features like e-bill presentment will make paying them a little easier.

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Accounts That Grow With You; Services That Work For You

Time is money. And we'd like to save you both! Our products and services, designed for every stage in life, will make saving, spending, and lending feel like a stroll on the Greenway.

Advantage Checking

People with growing balances need a checking account that works for you. This interest bearing account helps you gain interest while you spend!

Goal Setter Savings

We support the go-getters and goal setters in our community with a powerful savings account that does the work for you. Set a monthly automatic transfer amount and you'll be well on your way to building up your savings.

Mortgage Loans

From buying your first home to tapping into the equity of your current home, our local decision makers will make your mortgage process a breeze. So you can focus on the important things, like picking out new throw pillows.


It's never too early to plant the seed for your financial future. Whether you're saving for your child's education or building a cushion for your retirement, we have accounts that make it easy.

Cash Rewards Visa Credit Card

Why not get rewarded for your purchases? Our Cash Rewards Platinum Visa credit card gives you UNLIMITED 1% cash back on all purchases, a competitive interest rate, and local decision-making and servicing.

Mobile Banking

If you're always on the go, you'll want to know where your money goes too. Access your accounts at your finger tips, anytime, anywhere.

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Power of Local

Mobile Banking

The convenience of HomeTown Bank is available anytime, anywhere with HomeTown Mobile Banking. Our mobile site, smartphone Apps, and special features like text alerts and Apple Pay make managing your cash flow simple with just a few swipes on your screen. Best of all, it’s free, safe, and secure!

Extended Banking Hours

Never stress about getting to the bank in time again. We work on your time, 8 AM to 6 PM.

Bill Pay

We make managing your money even easier with our online bill pay service. Conveniently schedule and pay all your bills online in a secure environment through our online banking site. Plus, set up e-bill presentment so your bills appear within our bill pay system. Watch our tutorial to see how it works!

Card Valet

Keep your cards safe and under controlled usage through our CardValet app. You can program this service to deactivate your card instantly to provide extra security when you know you won't be using it or send you alerts when your card is swiped in a certain location or with specified merchants.

Local Decision Making

Our loan processing stays here in your hometown. It's run by your friends and neighbors, not strangers in an office hundreds of miles away.

Your Neighborhood Bank

As the largest community bank headquartered in the Roanoke Valley, we believe banking is a relationship- not a transaction. Our executives, bankers, and staff are responsible for ensuring all your financial needs are met and your banking experience is exceptional.

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